Interest rate cuts are looming. Between a $100,000 HELOC and a $100,000 home equity loan, then, which will be cheaper?

As investors have bought bonds expecting a Fed rate cut, that's helped mortgage borrowers. But even if the Fed does cut, home loans may not benefit.

The long-term rate fell to 6.58% from 6.63% last week, mortgage buyer Freddie Mac said Thursday. A year ago, the rate ...

Rate-and-term refinances climbed 44% and cash-out refis increased 15%. Home equity originations had their strongest annual ...

The home equity borrowing rate climate cooled again this week. But should homeowners wait for rates to fall further?

Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home equity loan is a fixed-rate, lump-sum loan that allows homeowners to borrow up ...

This uncertainty introduces interest rate risk, especially for HELOCs with variable rates, meaning borrowing costs could ...

U.S. homeowners collectively hold more than $11.5 trillion in tappable equity, according to Intercontinental Exchange (ICE) ...

The average cash-out refinance in the second quarter resulted in the homeowner pulling $94,000 in home equity, increasing ...

If you’re a homeowner looking for ways to tap into your home’s equity, two common options you might consider are a reverse mortgage and a home equity loan. Both allow […] ...

Todd Feager is the Co-Founder of Haven Home Equity and a veteran mortgage strategist with over 22 years of experience helping homeowners optimize their debt, improve cash flow, and build long-term ...