If at any point in the last six months talk of the Federal Reserve changing interest rates has blown up your media, you’re not alone. You’re also probably not alone if you’ve always wondered what on ...

A line of credit is an open-ended loan that allows you to borrow money as you need it. Credit lines can be secured by valuable collateral (like real estate) or unsecured. Common types of credit lines ...

If you’ve ever experienced the frustration of your credit card chip not working, you’re not alone. The convenience and security provided by chip-enabled cards have become essential in our modern era ...

Should I File a Home Insurance Claim? The fact that a seemingly serious event like a tree falling through your house is such a close call teaches us an important lesson about homeowners insurance: ...

What Is a Prepayment Penalty? A prepayment penalty is exactly what it sounds like — a penalty for paying off a loan early. To the overachieving loan or mortgage rookies of the world, it may seem ...

Meet Alberto. Alberto has multiple credit cards with high balances. But despite making regular payments, his debt seems to be increasing. How is that possible? If you’ve ever used a credit card or ...

Back of the Credit Card. The back of a credit card typically has several identifying markers. Magnetic stripe or magstripe: The black strip on the back of the card is magnetic and, when swiped, ...

8. Disability Insurance. Similar logic applies to disability insurance: if your family relies heavily on one earner, you should consider how to protect against losing their income, which could happen ...

Visa gained 8.8% of the U.S. credit card market between 2007 and 2021, or 9% between 2007 and 2020. Those gains came mainly at the expense of American Express, which dropped from a 15.6% share in 2007 ...

There’s already a lot of misinformation out there about the Credit Card Competition Act. Before you decide whether you’re in the pro or con camp, it’s important to understand what the law is, how it ...

Many freelancers and independent professionals get by without a separate business bank account. They commingle their personal and business funds on the reasoning that it all ends up in the same place ...

What Is the Alliant High-Rate Savings Account? The Alliant High-Rate Savings Account is a high-yield savings account with no monthly fee when you opt into paper statements. It has a strong yield on ...